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Our Mission

Ginnie Mae’s mission is to bring global capital into the housing finance market — a system that runs through the heart of our nation's economy — while minimizing risk to the taxpayer.

For nearly 50 years, Ginnie Mae has provided liquidity and stability, serving as the principal financing arm for government loans and ensuring that mortgage lenders have the necessary funds to provide loans to consumers.Ginnie Mae delivers mortgage securitization programs for mortgage lenders and attractive offerings for global investors.

In 1970, Ginnie Mae created and issued the first mortgage-backed security (MBS) in the United States as a financial tool to help bring funds from worldwide investors into the U.S. housing market. Ginnie Mae's counter-cyclical role ensures that mortgage financing is available for homeownership and rental properties regardless of the economic climate.

Ginnie Mae's Counter-cyclical Role ​​

Last Modified: 4/22/2016 12:50 PM